{"id":22,"date":"2012-07-06T09:02:17","date_gmt":"2012-07-06T08:02:17","guid":{"rendered":"http:\/\/staging.startups.co.uk\/?p=22"},"modified":"2021-06-25T11:15:09","modified_gmt":"2021-06-25T10:15:09","slug":"28-funding-circle","status":"publish","type":"post","link":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/","title":{"rendered":"28. Funding Circle"},"content":{"rendered":"

Founders:<\/strong> Samir Desai, James Meekings and Andrew Mullinger
\nFounded:<\/strong> August 2010
\nWebsite:<\/strong> www.fundingcircle.com<\/a><\/p>\n

In a market “crying out” for disruption, Funding Circle offers cash-strapped entrepreneurs an alternative to the banks. The marketplace enables viable small companies to raise loans from private individuals, through a faster, more efficient service. Meanwhile, with interest rates at an all-time-low, it offers investors better returns than a savings account. The 29-year-old co-founders are clearly onto something. Funding Circle has now facilitated more than £30m worth of loans to over 700 small firms. Expect that figure to double by the end of 2012. The business takes 2-5% for its trouble, with investors paying a 1% annual fee, and a bidding model means the business gets the lowest interest rate possible.<\/p>\n

Having raised £13.2m from top venture capital firms Index Ventures and Union Square Ventures, as well as prolific investor Jon Moulton, Betfair founder Ed Wray and Carphone Warehouse founder Sir Charles Dunstone, this growth shows no signs of abating.<\/p>\n\n","protected":false},"excerpt":{"rendered":"

Founders: Samir Desai, James Meekings and Andrew Mullinger Founded: August 2010 Website: www.fundingcircle.com In a market “crying out” for disruption, Funding Circle offers cash-strapped entrepreneurs an alternative to the banks. The marketplace enables viable small companies to raise loans from private individuals, through a faster, more efficient service. Meanwhile, with interest rates at an all-time-low, it […]<\/p>\n","protected":false},"author":91469,"featured_media":23,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[157],"tags":[],"class_list":["post-22","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-157"],"acf":[],"yoast_head":"\n28. Funding Circle - Startups 100 by Startups.co.uk: Start up a successful business<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"28. Funding Circle - Startups 100 by Startups.co.uk: Start up a successful business\" \/>\n<meta property=\"og:description\" content=\"Founders: Samir Desai, James Meekings and Andrew Mullinger Founded: August 2010 Website: www.fundingcircle.com In a market “crying out” for disruption, Funding Circle offers cash-strapped entrepreneurs an alternative to the banks. The marketplace enables viable small companies to raise loans from private individuals, through a faster, more efficient service. Meanwhile, with interest rates at an all-time-low, it […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/\" \/>\n<meta property=\"og:site_name\" content=\"Startups 100 by Startups.co.uk: Start up a successful business\" \/>\n<meta property=\"article:published_time\" content=\"2012-07-06T08:02:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-06-25T10:15:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/images.startups.co.uk\/wp-content\/uploads\/sites\/3\/2012\/07\/2013873222Funding-Circle-James-Meekings1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"254\" \/>\n\t<meta property=\"og:image:height\" content=\"180\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"The Startups Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"The Startups Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/\"},\"author\":{\"name\":\"The Startups Team\",\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/#\/schema\/person\/b79c62a7ab4db88c1f4e6447ccddaa60\"},\"headline\":\"28. Funding Circle\",\"datePublished\":\"2012-07-06T08:02:17+00:00\",\"dateModified\":\"2021-06-25T10:15:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/\"},\"wordCount\":163,\"image\":{\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/images-startupsv3.ecs.stg7.eu-west-1.mvfglobal.net\/wp-content\/uploads\/sites\/3\/2012\/07\/2013873222Funding-Circle-James-Meekings1.jpg\",\"articleSection\":[\"2012\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2012\",\"copyrightHolder\":{\"@id\":\"https:\/\/staging.startups.co.uk\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/\",\"url\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/\",\"name\":\"28. Funding Circle - Startups 100 by Startups.co.uk: Start up a successful business\",\"isPartOf\":{\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/images-startupsv3.ecs.stg7.eu-west-1.mvfglobal.net\/wp-content\/uploads\/sites\/3\/2012\/07\/2013873222Funding-Circle-James-Meekings1.jpg\",\"datePublished\":\"2012-07-06T08:02:17+00:00\",\"dateModified\":\"2021-06-25T10:15:09+00:00\",\"author\":{\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/#\/schema\/person\/b79c62a7ab4db88c1f4e6447ccddaa60\"},\"breadcrumb\":{\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#primaryimage\",\"url\":\"https:\/\/images-startupsv3.ecs.stg7.eu-west-1.mvfglobal.net\/wp-content\/uploads\/sites\/3\/2012\/07\/2013873222Funding-Circle-James-Meekings1.jpg\",\"contentUrl\":\"https:\/\/images-startupsv3.ecs.stg7.eu-west-1.mvfglobal.net\/wp-content\/uploads\/sites\/3\/2012\/07\/2013873222Funding-Circle-James-Meekings1.jpg\",\"width\":254,\"height\":180,\"caption\":\"Funding Circle: James Meekings\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/staging.startups.co.uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Home\",\"item\":\"https:\/\/staging.startups.co.uk\/startups-100\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"28. Funding Circle\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/#website\",\"url\":\"https:\/\/staging.startups.co.uk\/startups-100\/\",\"name\":\"Startups 100 by Startups.co.uk: Start up a successful business\",\"description\":\"The UK's No.1 service for starting a business\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/staging.startups.co.uk\/startups-100\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/staging.startups.co.uk\/startups-100\/#\/schema\/person\/b79c62a7ab4db88c1f4e6447ccddaa60\",\"name\":\"The Startups Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/3c8cd68a78d325e8bbe4f764947a9052a9f89e15edf1385ad33bf583be4d8962?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3c8cd68a78d325e8bbe4f764947a9052a9f89e15edf1385ad33bf583be4d8962?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3c8cd68a78d325e8bbe4f764947a9052a9f89e15edf1385ad33bf583be4d8962?s=96&d=mm&r=g\",\"caption\":\"The Startups Team\"},\"url\":\"https:\/\/staging.startups.co.uk\/startups-100\/author\/thestartupsteam\/\"}]}<\/script>\n","yoast_head_json":{"title":"28. Funding Circle - Startups 100 by Startups.co.uk: Start up a successful business","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/","og_locale":"en_US","og_type":"article","og_title":"28. Funding Circle - Startups 100 by Startups.co.uk: Start up a successful business","og_description":"Founders: Samir Desai, James Meekings and Andrew Mullinger Founded: August 2010 Website: www.fundingcircle.com In a market “crying out” for disruption, Funding Circle offers cash-strapped entrepreneurs an alternative to the banks. The marketplace enables viable small companies to raise loans from private individuals, through a faster, more efficient service. Meanwhile, with interest rates at an all-time-low, it […]","og_url":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/","og_site_name":"Startups 100 by Startups.co.uk: Start up a successful business","article_published_time":"2012-07-06T08:02:17+00:00","article_modified_time":"2021-06-25T10:15:09+00:00","og_image":[{"width":254,"height":180,"url":"https:\/\/images.startups.co.uk\/wp-content\/uploads\/sites\/3\/2012\/07\/2013873222Funding-Circle-James-Meekings1.jpg","type":"image\/jpeg"}],"author":"The Startups Team","twitter_card":"summary_large_image","twitter_misc":{"Written by":"The Startups Team","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#article","isPartOf":{"@id":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/"},"author":{"name":"The Startups Team","@id":"https:\/\/staging.startups.co.uk\/startups-100\/#\/schema\/person\/b79c62a7ab4db88c1f4e6447ccddaa60"},"headline":"28. Funding Circle","datePublished":"2012-07-06T08:02:17+00:00","dateModified":"2021-06-25T10:15:09+00:00","mainEntityOfPage":{"@id":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/"},"wordCount":163,"image":{"@id":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#primaryimage"},"thumbnailUrl":"https:\/\/images-startupsv3.ecs.stg7.eu-west-1.mvfglobal.net\/wp-content\/uploads\/sites\/3\/2012\/07\/2013873222Funding-Circle-James-Meekings1.jpg","articleSection":["2012"],"inLanguage":"en-US","copyrightYear":"2012","copyrightHolder":{"@id":"https:\/\/staging.startups.co.uk\/#organization"}},{"@type":"WebPage","@id":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/","url":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/","name":"28. Funding Circle - Startups 100 by Startups.co.uk: Start up a successful business","isPartOf":{"@id":"https:\/\/staging.startups.co.uk\/startups-100\/#website"},"primaryImageOfPage":{"@id":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#primaryimage"},"image":{"@id":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#primaryimage"},"thumbnailUrl":"https:\/\/images-startupsv3.ecs.stg7.eu-west-1.mvfglobal.net\/wp-content\/uploads\/sites\/3\/2012\/07\/2013873222Funding-Circle-James-Meekings1.jpg","datePublished":"2012-07-06T08:02:17+00:00","dateModified":"2021-06-25T10:15:09+00:00","author":{"@id":"https:\/\/staging.startups.co.uk\/startups-100\/#\/schema\/person\/b79c62a7ab4db88c1f4e6447ccddaa60"},"breadcrumb":{"@id":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#primaryimage","url":"https:\/\/images-startupsv3.ecs.stg7.eu-west-1.mvfglobal.net\/wp-content\/uploads\/sites\/3\/2012\/07\/2013873222Funding-Circle-James-Meekings1.jpg","contentUrl":"https:\/\/images-startupsv3.ecs.stg7.eu-west-1.mvfglobal.net\/wp-content\/uploads\/sites\/3\/2012\/07\/2013873222Funding-Circle-James-Meekings1.jpg","width":254,"height":180,"caption":"Funding Circle: James Meekings"},{"@type":"BreadcrumbList","@id":"https:\/\/staging.startups.co.uk\/startups-100\/2012\/28-funding-circle\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/staging.startups.co.uk\/"},{"@type":"ListItem","position":2,"name":"Home","item":"https:\/\/staging.startups.co.uk\/startups-100\/"},{"@type":"ListItem","position":3,"name":"28. Funding Circle"}]},{"@type":"WebSite","@id":"https:\/\/staging.startups.co.uk\/startups-100\/#website","url":"https:\/\/staging.startups.co.uk\/startups-100\/","name":"Startups 100 by Startups.co.uk: Start up a successful business","description":"The UK's No.1 service for starting a business","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/staging.startups.co.uk\/startups-100\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/staging.startups.co.uk\/startups-100\/#\/schema\/person\/b79c62a7ab4db88c1f4e6447ccddaa60","name":"The Startups Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/3c8cd68a78d325e8bbe4f764947a9052a9f89e15edf1385ad33bf583be4d8962?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3c8cd68a78d325e8bbe4f764947a9052a9f89e15edf1385ad33bf583be4d8962?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3c8cd68a78d325e8bbe4f764947a9052a9f89e15edf1385ad33bf583be4d8962?s=96&d=mm&r=g","caption":"The Startups Team"},"url":"https:\/\/staging.startups.co.uk\/startups-100\/author\/thestartupsteam\/"}]}},"_links":{"self":[{"href":"https:\/\/staging.startups.co.uk\/startups-100\/wp-json\/wp\/v2\/posts\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.startups.co.uk\/startups-100\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.startups.co.uk\/startups-100\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.startups.co.uk\/startups-100\/wp-json\/wp\/v2\/users\/91469"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.startups.co.uk\/startups-100\/wp-json\/wp\/v2\/comments?post=22"}],"version-history":[{"count":0,"href":"https:\/\/staging.startups.co.uk\/startups-100\/wp-json\/wp\/v2\/posts\/22\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.startups.co.uk\/startups-100\/wp-json\/wp\/v2\/media\/23"}],"wp:attachment":[{"href":"https:\/\/staging.startups.co.uk\/startups-100\/wp-json\/wp\/v2\/media?parent=22"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.startups.co.uk\/startups-100\/wp-json\/wp\/v2\/categories?post=22"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.startups.co.uk\/startups-100\/wp-json\/wp\/v2\/tags?post=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}